Insured Patients

Insured Patients

The Cambridge Heart Clinic is accredited with all the major and minor insurance companies. We have also undergone a BUPA quality assessment and received an excellent report.

To show you how easy it is to use your private health insurance to fund treatment at Cambridge Heart Clinic, just click through the step-by-step guide below.

Please telephone us on 01223 857474 for any specific queries.
Alternatively, please email us at

Many insurers are quite happy for you to go to them direct and request treatment at Cambridge Heart Clinic. Others will require a referral by way of a letter from your GP. So before arranging your first out-patient appointment at The Dorset Heart Clinic it’s worth checking how your insurer prefers to do things.

Before attending your appointment, it is necessary that you gain authorisation from your insurance company as to whether you’re covered for any diagnostic tests that may take place – or if there is an excess to pay. If an excess is payable, you won’t have to do this before you’re treated. Instead, you’ll receive an invoice at a later date and then pay any excess directly to us.

Once your insurance company has confirmed that you’re covered for treatment, then contact The Cambridge Heart Clinic to make your appointment. Or if your GP has made the arrangements for you, our dedicated patient services team will be in touch. You’ll receive confirmation from us or your chosen consultant’s secretary. It’s worth noting that if you have an ‘open referral’ or ‘directed referral’ clause within your policy, you can still expressly request your insurer to refer you to a Cambridge Heart Clinic consultant.

So we can bill your insurer directly, we’ll need some details from you, including:

  • Name of your Insurance company
  • Membership or Policy number
  • Claim number or Authorisation code

Whilst the majority of insurers are now able to authorise all claims via telephone, in some cases they may still you to complete a paper claim form. This will need to be completed by both yourself and either your GP or Consultant, or possibly even both. This will need to be returned to your insurer promptly to allow them to assess your claim and authorise any treatment. 

Your first appointment allows your Consultant to assess your condition and determine what, if any, diagnostic tests are needed. It may be that further follow-up appointments with your Consultant are needed to allow a determination of what treatment is needed and whether it’s best if you’re an outpatient, day case or inpatient. If you haven’t already been given the go-ahead for your entire course of treatment by your insurer, we recommend you check that you’re covered for whatever your Consultant recommends.

Whether you can be treated as an out-patient or need a stay in hospital, you can arrange treatment when and where it’s most convenient for you. Remember to tell your insurance company your admission date and proposed treatment.

At The Cambridge Heart Clinic, we work directly with your insurers to arrange payment, keeping the administration burden to a minimum for all our patients. That way, you can concentrate on getting back to normal as soon as possible.

For daycase or inpatient treatment, your Consultants and The Cambridge Heart Clinic will normally invoice your insurer independently of one another.

In some cases your Consultant may send their invoices direct to your home address. Provided your insurer has authorised your claim, please forward these to your insurer. All charges are pre-agreed with your insurance company and therefore copy invoices are not normally sent to you from us. If your insurer subsequently notifies us that there is an excess on your policy that you need to pay, The Cambridge Heart Clinic or your Consultant will send to you a separate invoice for the amount that is owed. This will need to be settled direct with either the Consultant or the Cambridge Heart Clinic.

Fast-track your appointment

We believe the best cardiac care can only be achieved by the best cardiologists in their fields, working together, for you and your heart. Our consultants are able to offer appointments throughout the week and at weekends.

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