Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How much are the repayments?
Obviously this will depend on the amount you borrow, the period of the loan and whether you pay a deposit. You can contact us to calculate your repayment schedule.
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
As soon as the credit agreement has been signed and the 14 day cooling off period has lapsed.
How do I apply?
- You will need to complete a simple, online credit application and a reply is usually received by return
- You must be over 18 to apply, and you must have lived in the UK for at least 3 years
- Funding options are subject to status
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Regent’s Park Heart Clinics Ltd. under exemption standard PERG 2.7.19G G 28/09/2015 as set out in the Financial Conduct Authority handbook, our Case Reference Number is 206390686.